Production and processing operations sit between raw materials and finished goods, which means exposure shows up at every stage: the equipment running continuously, the materials moving through it, and the people operating it.
Get Started →Processing businesses tend to run equipment-heavy, often continuous operations — which means downtime from a mechanical failure has an outsized cost compared to the repair bill alone. Raw and intermediate materials moving through your facility also carry their own property exposure.
Because processing sits in the middle of a supply chain, disruptions don't just affect you — they ripple to whoever's downstream waiting on your output. That's part of why business continuity and equipment coverage matter as much as standard liability here.
Coverage needs vary by what you're processing and how continuous your operation is — these are the types that come up consistently.
Arizona operates its own OSHA-approved workplace safety program through the Industrial Commission of Arizona (ADOSH), alongside federal requirements — worth factoring into your safety program independent of your insurance coverage.
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